Harlan was a founding member of Ryan Labs in 1988. The company was established with the goal of analyzing and solving the challenges of liability management with innovative solutions and strategies.

Harlan's extensive experience in the fixed income arena includes work at Lehman Brothers, Kuhn Loeb in the years when Bond Market Analysis was emerging as a science, and Morgan Stanley under the tutelage of John Mack. Harlan capped his career with a 27-year stint at Lazard as Head of the Corporate Bond Department.

Sean McShea joined Ryan Labs in 1993 and subsequently rose to the position of President in 2004. Prior to taking on his current role, he spent time in asset management, research, and indexes. Sean continues to develop liability driven investment solutions for the Insurance and Pension markets utilizing Ryan Labs investment grade fixed income capabilities. He is a frequent speaker at financial seminars involving surplus optimization, asset allocation, custom indexes, performance attribution, and risk management.

Mr. McShea previously served as a Management Consultant at Accenture in their financial services practice. He received his Masters in Business Administration from Columbia Business School with concentrations in finance and accounting in 1993. He graduated from the Worcester Polytechnic Institute in 1987 with distinction in Industrial Engineering.

Dr. Geraldine Michalik joined Ryan Labs in 1990 and currently serves as Chief Operating Officer. Previously, she was Manager, Investments, responsible for managing the fixed income portfolio of Coltec Industries pension assets.

She also held the positions of Assistant Manager, Treasurer's Department (Pension Group); Senior Financial Advisor (Investment Banking Group); and Senior International Economist at the Mobil Corporation. Dr. Michalik held various analytical positions at the Exxon Corporation and as an economist at Townsend & Greenspan.

Mr. Kirch has over 37 years of experience in the financial services industry as a senior executive and policy maker. From 1979 to 1990, Mr. Kirch held various management positions with The First Boston Corporation ("First Boston"), a major financial services firm.

He was a member of the Executive Committee, Senior Managing Director, responsible for Global Fixed Income and Chairman of the Capital Commitment Committee of the Credit Suisse First Boston Group.

In these capacities, Mr. Kirch was responsible for sales and trading of taxable fixed income and derivative products; sales, trading, and capital market underwriting of government, corporate, foreign, mortgage and municipal bonds; derivative products, including interest rate and currency swaps; proprietary trading; public mortgage and asset finance; and risk measurement group and risk management systems for fixed income and derivative products.

Mr. Kirch has also held various other positions in the securities industry including the First Vice President of the Taxable Fixed Income Department and Vice President of corporate Bond Trading for Loeb, Rhoades, Hornblower; Vice President of Corporate Bond Trading for Morgan Stanley & Co., Inc., Vice President of Investment Management for Columbus Circle Investors, and Senior Trust Investment Officer for the Bank of Delaware.

Doug joined Ryan Labs in 1995 as Managing Director and Portfolio Manager. Doug and Michael Donelan develop the model portfolio strategy for Ryan Labs fixed income composites.

Prior to Ryan Labs, Doug was Managing Director of fixed income, options, and futures strategies at Matrix Capital Management and Vice President of BEA Associates where he managed equities, fixed income, and options.

Doug was the founder and former Chairman of Buck Investment Services, a money management search and selection firm where he also developed advanced performance analytics and modeling technologies.

He has been a consultant to the PBGC and World Bank, has participated in Financial Accounting Standards deliberations, served as Chairman of the Employee Benefits Research Institute, been project manager for the Council of Economic Advisors for the White House, and a member of the Grace Commission.

Dr. Love has also taught at both New York University and Rutgers business schools.